Post 764209 by Doingitsideways on 2015-03-17 19:10:48
Ok, so my insurance is bleeding me dry at the moment.
I have a sort of fleet insurance with a company called Clegg Gifford, a Lloyds broker.
I've had it with them for a few years now, and when I first set it up was very competitive.
Since then though, Mrs Sideways has passed her test (about 18 months ago) and it has kept creeping up and up.
At the moment, the cars that I'll be wanting to insure are:
'98 R - S70 T5 auto, TME remap, full 3" stainless exhaust inc. cat, 18" Peg reps.
'95 N - 850 TDi, bog standard work bus apart from a set of rough Thors.
'93 K - 460 CD Turbo auto, remapped ecu, Mrs Sideways' daily and pretty much the only one she needs to be insured on.
At the moment they're all on the fleet policy and it's crept up to £170 per month, with them all declared standard (naughty, I know) and kept on a drive. Both with clean licences.
A lot of money with a newborn stealing all my money!
So, has anyone any ideas on where I'm best to start looking?
Cheers.
Post 764242 by ExternalError on 2015-03-17 20:53:11
Try a multicar policy with footman james with the misses as a named driver unless she wants to get her own no claims
Post 764247 by Jamest5r on 2015-03-17 21:19:21
Yep try footman, i've got 3 on the one policy with named driver 378.10 the lot.
Post 764308 by Doingitsideways on 2015-03-18 10:46:17
Ok, so it looks like I'll give Footman James a try.
Is there anyone in particular I should ask to speak to?
Post 764315 by Doingitsideways on 2015-03-18 13:33:12
Rang them.
Won't quote on a classic policy unless all cars are over 20yo.
Helpful
Edit:
Just rang the number for regular insurance to be told that they only insure younger vehicles if you have an existing classic policy with them.
££££££££s
Post 764316 by jamesy12345 on 2015-03-18 14:23:20
[QUOTE=Doingitsideways;764315]Rang them.
Won't quote on a classic policy unless all cars are over 20yo.
Helpful
Edit:
Just rang the number for regular insurance to be told that they only insure younger vehicles if you have an existing classic policy with them.
££££££££s[/QUOTE]
I've used Adrian Flux before & Chris Knott...might be worth a try, don't know what the limits are for their classic policies
Post 764352 by Doingitsideways on 2015-03-18 18:17:45
Adrian Flux came out at £1250.00, which works out at £137 per month.
Better, but still can't really afford it.
I'll give Chris Knott a ring tomorrow, but at the moment I'm seriously looking at giving up driving, apart from the work's van but that is strictly not for personal use.
Post 764353 by jamesy12345 on 2015-03-18 18:26:32
[QUOTE=Doingitsideways;764352]Adrian Flux came out at £1250.00, which works out at £137 per month.
Better, but still can't really afford it.
I'll give Chris Knott a ring tomorrow, but at the moment I'm seriously looking at giving up driving, apart from the work's van but that is strictly not for personal use.[/QUOTE]
Insurance is a mad rip off :( spoiling our fun
Post 764355 by DAN@ADRIAN FLUX on 2015-03-18 18:27:57
Hi,
Thanks for giving us a try for insurance. If you wanted to PM me your details I'd be happy to take another look at your details to see if there is any way I can shave anything off the premium.
Regards,
Dan.
Post 764359 by Doingitsideways on 2015-03-18 18:40:25
Aye, it's a neccessary evil.
Oh well, I've PM'd Dan above, so we'll see.
Love to know how Jimbob managed to get all his insured for that, especially with all his mods declared!
Post 764363 by Jamest5r on 2015-03-18 19:07:52
[QUOTE=Doingitsideways;764359]Aye, it's a neccessary evil.
Oh well, I've PM'd Dan above, so we'll see.
Love to know how Jimbob managed to get all his insured for that, especially with all his mods declared![/QUOTE]
Been with them 3 yrs now, they did tell me that they had changed underwriters so who knows maybe they are just honoring original customers policies as my V70 definitely isn't 20 yrs old and is on classic got the paperwork to prove it and I only renewed beginning of the month.
Post 764421 by Biff on 2015-03-18 22:59:27
Don't even get me started on insurance.
I phoned to make an enquiry about a personal injury insurance that I'd been scammed with through my insurance (rac) & quite honestly told them I'd lost my job.
Boom policy cancelled, new policy started due to change of career. £16 a month dearer! Just what I need when my car is sorn anyway.
They will bleed you if you let them.
Sorry for the rant. Lol
Post 764438 by Nealevo on 2015-03-19 10:10:12
Footman James wouldn't cover me either on classic so I went with Adrian flux.
Post 764441 by MoleT-5R on 2015-03-19 10:20:07
Footman's covered all 5 of mine for £483 two drivers and 1 modern, did you tell them your a voc member ?? might make some difference.
Post 764472 by Doingitsideways on 2015-03-19 16:00:00
Been arguing with various insurance companies today.
Turns out that my current NCB is unusable anywhere else as it applies to the drivers rather than a particular vehicle.
So long story short, it would cost me vastly more to move from where I am.
Just bull££££ all this. Really pissing me off now!
Post 764473 by jamesy12345 on 2015-03-19 16:14:16
[QUOTE=Doingitsideways;764472]Been arguing with various insurance companies today.
Turns out that my current NCB is unusable anywhere else as it applies to the drivers rather than a particular vehicle.
So long story short, it would cost me vastly more to move from where I am.
Just bull££££ all this. Really pissing me off now![/QUOTE]
NCB is not much use with classic policies either...or you don't build it up on that type of policy, something like that
I'm still arguing about whether a vehicle (Land Rover) can be stolen if the police say it's not a crime & the insurance company doesn't pay out...yet it's listed as a fault claim on my record......doh...needless to say my NCB is a bit light also